Identity theft has become a serious problem. If you want information on preventing identity theft and what to do if you are a victim of identity theft you should refer to the web site of the Federal Trade Commission.
In most cases the replacing of existing life or annuity insurance is not in the best interests of the consumer. You need to make a careful comparison of your existing coverage and the proposed coverage. You should ask the company or agent of the company that sold you your existing policy for information and advice regarding the proposed replacement. In some cases you may be able to modify your current policy to meet your current needs. If you do decide to replace coverage you should not discontinue your current policy until you receive the new policy.
USA PATRIOT Act Notice
In order to comply with the USA PATRIOT Act., financial institutions must implement an Anti-Money Laundering Program, which includes knowing the identity of their customers. Verification of identity applies to both new policies and when certain changes are made to the information on existing policies. In order to satisfy our obligation, you may be asked to allow our agent to view your unexpired, government issued picture ID. The verification process may also include the use of a third party source to confirm the information provided to us. Please be assured that this information will be treated with the highest regard for your privacy.
State Insurance Departments
If you have the need to contact your state insurance department you can find information regarding contacting them on the web site of the National Association of Insurance Commissioner (www.naic.org).
National Association of Insurance Commissioners
The NAIC web site has useful information and consumer guides which can be of help to consumers (www.naic.org).
U.S. Department of Health & Human Services
This site provides useful information regarding diseases and condition, drug and food information, disasters and emergencies, etc. (www.hhs.gov).